201-832-1503
At AMS Mortgage Services, trust is more than a promise—it's a tradition we've upheld for over 32 years.
Backed by decades of expertise, we are dedicated to simplifying the mortgage process and tailoring solutions to meet your unique needs. Whether you're a first-time homebuyer or looking to refinance, we're here to help you navigate every decision with confidence.
See what MORTGAGe programs you qualify for
From First Time Home Buyers to 2nd Homes, To Investment Properties – your journey begins here
Whether you're aiming for a lower rate, accessing cash, or exploring a home equity loan, kick off your refinancing journey right here
ABOUT Todd
I have been in the mortgage industry for over 30 years and specialize in the processing of new purchase loans and refinances for every kind of borrower!! With over 40 plus lenders at my disposal I can offer every kind of program available at the most competitive rates and costs, but what I really take pride in is being able to offer the most reliable service in the business. When a client calls they get ME not my answering service or secretary. I am available and on call days, nights and weekends for my clients no matter what the issues are. With my years of experience in the industry I can make the mortgage process a lot more comfortable and streamlined for my clients than most banks, credit unions and big box lenders out there. For a personalized home loan experience all you need to do is call/text 201-832-1503 or email [email protected] anytime!!!
201-832-1503
What will your monthly payment look like?
Quickly estimate your monthly mortgage payment—including property taxes, homeowners insurance, and mortgage insurance—to give you the full picture.
About Todd
I have been in the mortgage industry for over 30 years and specialize in the processing of new purchase loans and refinances for every kind of borrower!! With over 40 plus lenders at my disposal I can offer every kind of program available at the most competitive rates and costs, but what I really take pride in is being able to offer the most reliable service in the business. When a client calls they get ME not my answering service or secretary. I am available and on call days, nights and weekends for my clients no matter what the issues are. With my years of experience in the industry I can make the mortgage process a lot more comfortable and streamlined for my clients than most banks, credit unions and big box lenders out there. For a personalized home loan experience all you need to do is call/text 201-832-1503 or email [email protected] anytime!!!
201-832-1503
We Specialize In
Fast Pre-Approvals
At AMS Mortgage, our journey with you begins with a personalized discovery process. Our team is dedicated to guiding you through a mortgage process customized just for you.
First Time Homebuyers
We specialize in making first-time home buying a breeze. From loan programs to down payment assistance, we make the journey to home ownership stress-free.
Communication
Our top priority is keeping you well-informed during the loan process. Our Concierge Mortgage Program ensures a seamless experience.
© 1992-2025 AMS Mortgage Services, Inc. NMLS#20843. All rights reserved. For more information, call 973-276-1226. NOT AFFILIATED WITH AMS MORTGAGE SERVICING, we are a mortgage origination company and do not service, collect or modify mortgage loans.
AMS Mortgage Services is a MORTGAGE BROKER ONLY, NOT A MORTGAGE LENDER OR MORTGAGE CORRESPONDENT LENDER.